×

Review Keywords Analysis

  1. United States
  2. Top Mortgage Brokers
  3. Mortgage Brokers in Virginia
  4. Richmond

Top Mortgage Brokers In Richmond

Richmond Mortgage Brokers stats: Key insights from this page’s listings Updated
Businesses listed
10
Average rating
5.0 1045 reviews
Typical service price
$150 – $300 Median of 6 priced services
Most-offered services
Mortgage ServicesHome Financing GuidanceCustomer Support ServicesLoan ProcessingCustomer Support
What customers praise
recommend×14highly recommend×9incredibly knowledgeable×3incredibly helpful×2
Mortgage brokerRichmond, VA

1

The Cowart Team of NFM Lending

The Cowart Team of NFM Lending focuses on guiding clients through the mortgage process with clear communication and personalized support. They assist with home loan approvals and closings, often helping clients feel more confident and informed. Customers appreciate their patience and thoroughness, especially when navigating complex or stressful situations.

Services & Prices
First-Time Homebuyer Assistance $500 - $1000
Refinancing Services $300 - $600
Mortgage Pre-Approval $100 - $200
Loan Comparison $150 - $300
View Profile
(804) 399-4333
Closed Now
1127 W Main St, Richmond, VA 23220
General Services
Mortgage Services
2

804Mortgage | William Schroeder | Real Estate and Mortgage Bundled

804Mortgage combines mortgage brokerage and real estate agent services in one place, helping clients streamline home buying and selling. Their Bundle & Save program returns half of the buyer-agent commission at closing and offers a low 1.5% listing fee for sellers. Customers appreciate the team's thoroughness and local expertise throughout the process.

View Profile
(804) 593-0344
Open 00:00 - 23:59
Richmond, VA 23220
3

Blake Bogese, NMLS ID# 1486989

Licensed under NMLS ID# 1486989, this mortgage broker specializes in navigating complex loan situations to help clients secure their homes. The team offers personalized mortgage services and is appreciated for their supportive approach and thorough knowledge of the lending process. Some clients note the experience can be intense but ultimately rewarding.

View Profile
(804) 586-5174
Closed Now
5000 Monument Ave Ste 111, Richmond, VA 23230
4

ALCOVA Mortgage | Midlothian, VA

ALCOVA Mortgage focuses on guiding clients through the often complex mortgage process with clear communication and support. Their services include helping with loan applications and closing, supported by a website that tracks progress at each stage. Customers appreciate the team’s patience and responsiveness, though some find the process detailed.

View Profile
(804) 543-2009
Closed Now
1106 N Thompson St, Richmond, VA 23230
5

River City Lending Team | Powered by Atlantic Bay Mortgage Group

With over 30 years of combined mortgage experience, River City Lending guides homebuyers through a variety of loan options, including FHA, VA, USDA, and investor-focused DSCR loans. Clients appreciate the team’s knowledgeable, patient approach that helps simplify the mortgage process, especially for first-time buyers.

View Profile
(804) 550-9551
Open 00:00 - 23:59
1807 Libbie Ave Ste 102, Richmond, VA 23226
Where they are 10 on the map Click a pin for the profile and directions
6

MAK Financial Group Inc

With over two decades of experience, MAK Financial Group offers personalized mortgage solutions by partnering with multiple lenders to find the best fit for each client’s needs. Their team guides customers through every step, from loan qualification to closing, and is known for clear communication and responsiveness, even when underwriting challenges arise.

View Profile
(804) 897-3700
Closed Now
210 Portland Pl, Richmond, VA 23221
7

The Rudd Mortgage Team

Known for clear communication and personalized mortgage strategies, The Rudd Mortgage Team helps clients navigate home financing with detailed financial insights. They assist first-time buyers and investors alike, focusing on education throughout the process. Customers appreciate their responsiveness and thoroughness, noting the team keeps things moving efficiently even in competitive markets.

View Profile
(804) 944-2393
Open 00:00 - 23:59
2920 W Broad St Ste 248, Richmond, VA 23230
8

Briana Sparrow

Sparrow Home Loans specializes in personalized mortgage solutions with upfront underwriting to give clients confidence during their home search. The team offers a range of loan options—including conventional, FHA, VA, and renovation loans—and works closely with realtors to strengthen offers. Customers appreciate their clear communication and helpful guidance throughout the process.

View Profile
(804) 878-0509
Closed Now
1807 Libbie Ave suite 1, Richmond, VA 23226
9

Home Loan Zone Inc

Home Loan Zone operates as an independent mortgage broker, giving clients access to multiple lenders for competitive rates and personalized loan options. They assist with a variety of mortgages, including conventional, FHA, VA, and renovation loans, guiding customers through purchases and refinancing. Clients appreciate the team’s clear communication and support throughout the process.

Services & Prices
Home Loan Consultation $50 - $100
Loan Application Assistance $200 - $300
Mortgage Rate Comparison $30 - $50
Document Preparation $100 - $150
View Profile
(855) 340-5626
Closed Now
400 N Ridge Rd Suite 200, Richmond, VA 23229
General Services
Mortgage Services
10

The Maverick Mortgage Group Powered By Nexa Mortgage

Specializing in mortgage services for VA buyers and first-time homeowners, The Maverick Mortgage Group Powered By Nexa Mortgage guides clients through preapproval to closing with clear communication and attentive support. The team offers personalized loan assistance, and customers appreciate their knowledgeable, friendly approach throughout the process.

View Profile
(877) 830-2016
Open 00:00 - 23:59
301 Virginia St Unit 903, Richmond, VA 23219

Richmond Mortgage Statistics

Home-purchase lending in Richmond City County and home costs in Richmond, VA (latest HMDA and Census data)

Lenders made 2,383 home-purchase loans in Richmond City County in 2025 (average about $443,000) and denied 211 — 8% of decided applications, compared with 11% across Virginia, according to federal mortgage data (HMDA, CFPB). In Richmond, the median home is worth $353,000 and 71% of owners have a mortgage, paying a median $1,920 a month (Census ACS 2020–2024).

Home-purchase loans, 2025
2,383▼ 2%2,421 in 2024
Denial rate
8%VA 11%
Median home value
$353,000VA $383,700
Monthly cost with a mortgage
$1,920median · VA $2,127
Refinance loans made (Richmond City County, 2025)
1,155 · 916 in 2024
Home-improvement loans made (2025)
363
Average home-purchase loan
$443,000 (VA $452,000)
Owners with a mortgage
71% · 30% of them spend 30%+ of income on housing
Median household income
$64,587 (VA $93,170)

Source: CFPB / FFIEC Home Mortgage Disclosure Act (HMDA) data, 2024–2025 loan applications in Richmond City County (originated vs denied); home values and costs: U.S. Census Bureau ACS 2020–2024. Compiled by TrustAnalytica.

Frequently asked questions

8 questions
What does a mortgage broker do?
Mortgage brokers help find and negotiate home loans, comparing offers from multiple lenders to secure favorable terms for clients.
How do I choose the best mortgage broker in Richmond?
Consider verified reviews and ratings on Google and TrustAnalytica, review volume, and if the business has claimed its profile for a data-driven choice.
What questions should I ask a mortgage broker before hiring?
Ask about their experience, fees, lender relationships, loan types offered, and the timeline for securing a loan.
Are free consultations common with mortgage brokers in Richmond?
Yes, free consultations are commonly offered by mortgage brokers to discuss your needs and potential loan options.
How much do mortgage brokers charge in Virginia?
Mortgage brokers typically charge a commission of 1-2% of the loan amount, paid by the lender or borrower.
Do I need a mortgage broker to buy a home in Richmond?
While not required, a mortgage broker can simplify the loan process and potentially secure better terms by comparing multiple lenders.
How long does the mortgage process take with a broker?
The mortgage process usually takes 30-45 days, but this can vary based on lender efficiency and client readiness.
What services do mortgage brokers in Richmond provide?
They assist with loan pre-approval, application submission, lender negotiation, and closing coordination.

General information, not financial advice — consult a qualified professional.

Our Methodology

Best 10 mortgage broker list assembly and recognition by TrustAnalytica for Richmond is based on online reputation backed by review sources as google reviews, TrustAnalytica reviews and more.

We choose the best companies in the location and rank them based on rating, quantity of reviews and verification (Claimed or unclaimed profile).

Rankings are frequently updated to reflect the latest reviews from trusted sources.

Profile verification is free and may improve ranking, as we prioritize accurate, up-to-date profiles that are actively maintained and regularly reviewed.

TrustAnalytica's procedure for listing mortgage broker companies involves manual research, review and placement. Please note that some companies are placed here through their registration with our services as every company gets not only access to our Saas services but also a profile that gets listed. We evaluate businesses based on their online reputation, accessibility, online resources such as website and their fit for best 10 mortgage broker category.

The Process

1

Business Verification

Verified mortgage broker listings in Richmond are based on robust online activity and Google reviews, ensuring credibility.

2

Business Details

Comprehensive mortgage broker profiles offer vital details for informed decisions in Richmond.

3

Reviews And Ratings

Real-time customer ratings guide our mortgage broker rankings in Richmond, reflecting genuine reputation.

4

SEO And Keywords

Our SEO strategy elevates the visibility of top mortgage broker providers in Richmond.

5

AI Search Visibility

Every mortgage broker listing in Richmond is published with structured data that AI search tools like ChatGPT, Perplexity and Google AI Overviews can read and cite.